Real Estate Sales Maui: October 2013

Wednesday, October 30, 2013

Wednesday Morning Coffee on Maui - 10/30/13

Aloha & Good Morning!

Today's forecast for Maui will be sunny with highs from 82-87 degrees!

If you've been following the weekly updates on the Real Estate Sales Maui website you've noticed that this week has been focused on the seller. The buyers are out there and they are looking for a good deal on a great property. Maybe you have a vacation rental on Maui that you are ready to sell or maybe you are in a condo and ready to move into a single family home. Whatever your current homeownership situation is you want to make the best of what you have. That might mean that you have repairs you want to make before listing or a remodel job that you've been waiting to start. The best choices are the ones that are informed and well thought through. In the last week we've posted several great articles for sellers who are looking to get their property on the market.

Article: Can Color Help Sell Your Home? - The color scheme of your home, from the outside in, sets the tone. It’s like going to see a theater play and seeing an intricately crafted and appropriately painted set for the production. It can immediately intrigue you–before the play has begun and even if you know few details about the play.

Remodeling Projects That Add Value To Your Home - Check out the five remodeling and maintenance projects that add value to your home and appeal to your buyers.

Top Five Bad Reasons for Not Selling - When real estate owners are hooked on bad reasons for staying, they may overlook good reasons for selling and miss out on many levels.

These articles are all available to read through the links in this newsletter. You can also access these articles on the Real Estate Sales Maui website along with hundreds of other articles that have been archived throughout the years. The easy to navigate site allows you to see articles that are geared towards both buyers and sellers.

NEW LISTING

Talk about a "RARE FIND" in the heart of Wailuku Town! This 1934 "Plantation" home was originally built by Kahului Rail Road and has been in the family, totally remodeled with new paint, plumbing, tile, flooring, wiring, internet security and landscaping, yet keeping the original charm and adding the conveniences of the 21st Century. Fenced and landscaped for pets along with enjoying peaceful tropical living. Public records do not match actual square footage of house and number of bedrooms and baths. Basement is permitted however, interior improvements (bath/kitchenette/bedroom) are not reflected on the tax records. Downstairs bedroom is set up/wired for a professional music studio. House is "hard-wired" for internet security. Buyer and Buyer’s Realtor to do due diligence when gathering information and performing any and all inspections regarding the purchase of this property.

Listing with Island Oasis Realty Inc

VIEW THE FULL LISTING

HAPPY HALLOWEEN!

There are lots of fun activities on Maui this week for Halloween.

Wednesday, October 30th at 7PM - Free Screening of "Ghostbusters" the movie at Iao Theater.
Thursday, October 31st at 7pm - Free double feature starting with "Haunted Collector: The Ghosts of Maui" followed by "The Shinning" at Iao Theater.
Thursday, October 31st - The famous Lahaina Halloween festival. Check out the list of activities HERE.
Friday, November 1st at 8PM - The "Rocky Horror Picture Film" will play at Iao Theater.

Don't forget to get your name in for this year's exciting iPad giveaway!

Click HERE to see all the current listings with Real Estate Sales Maui!

New listings have been added to the Windermere Valley Isle Properties YouTube Channel. If you want to keep up-to-date with the newest listings you can follow them by clicking HERE!

Looking for more great articles, videos and advice? Check out the Real Estate Sales Maui Team on FACEBOOK, TWITTER, BLOGGER and PINTEREST

Looking for the current Bank Owned Foreclosures on Maui? Click HERE.

Lender Corner by Craig Haueisen

Last Week In The News

Existing home sales fell 1.9% in September to a seasonally adjusted annual rate of 5.29 million units. Compared to a year ago, existing home sales were up 10.7% in September. The inventory of unsold existing homes on the market was unchanged at 2.21 million in September, a 5-month supply at the current sales pace.
The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending October 18 fell 0.6%. Purchase volume rose 1%. Refinancing applications decreased 1%.
The trade deficit increased from $38.6 billion in July to $38.8 billion in August. Exports fell $0.1 billion to $189.2 billion. Imports were unchanged at $228 billion.
Orders for durable goods — items expected to last three or more years — increased $8.2 billion, or 3.7%, to $233.4 billion in September. This follows a 0.2% increase in August. Excluding volatile transportation-related goods, September orders posted a monthly decrease of 0.1%.
The Reuters/University of Michigan consumer sentiment index for October's final reading fell to 73.2 from September’s final reading of 77.5. The current conditions component rose slightly from 92.6 to 92.8. The weakness came largely from the expectations component, which fell from 67.8 to 62.5.
Wholesalers increased their inventories 0.5% to $503 billion in August. Sales at the wholesale level also rose 0.6% to $428.4 billion in August. On a year-over-year basis, sales were 5.6% higher than August 2012. The seasonally adjusted wholesale inventories/sales ratio in August was 1.17.
Initial claims for unemployment benefits for the week ending October 19 fell by 12,000 to 350,000. Continuing claims for the week ending October 12 fell by 35,000 to 2.847 million. The less volatile four-week average of claims for unemployment benefits was 348,250. The unemployment rate fell to 7.2% in September, its lowest level since December 2008. Employers added 148,000 jobs in September.
Upcoming on the economic calendar are reports on pending home sales on October 28, the housing price index on October 29 and the consumer price index on October 30.

Craig Haueisen is a Loan Officer with Prospect Mortgage. Please feel free to email him or call him for any of your Mortgage needs.

Office: 808-298-7549 or Email: craig.haueisen@prospectmtg.com

Click here to visit Craig's website and apply online: http://myprospectmortgage.com/CHaueisen

Wednesday, October 23, 2013

Wednesday Morning Coffee on Maui - 10/23/13

Aloha & Good Morning!

Today's forecast for Maui will be mostly sunny with highs from 82-88 degrees!

Have I mentioned lately how wonderful it is to live and own on Maui? It truly is a magical place with so many amazing and healing qualities. It just so happens that Maui came out on top again in the recent edition of Conde Nast Traveler. This amazing island is #1 on the list of the Top 10 Islands in the U.S.

Beach View from South Maui

Article: Top 10 Islands in the U.S.

Conde Nast Traveler also just put out the reader's choice for the top 25 islands in the world and for the 20th consecutive year Maui has made the list!

Hana Black Sand Beach

Article: Top 25 Islands in the World

As if that wasn't enough of a reason to be on the top! There is an article on the Huffington Post that displays a visual rundown of 20 reasons why Maui keeps making the list for best islands. Their photos alone make you stop and remember all the greatness Maui has. The photos here are my some great shots from my own collection that I wanted to share.

Kihei Sunset

Article: Maui Voted Best Island In The World... And Has Been For The Last 20 Years

There really are so many reasons that we call Maui nō ka ʻoi which means Maui is the best. Please contact us when you are ready to buy property on Maui. Our team of experts can set you up with email updates as soon as new listings hit the market. We provide in-person showings and if you are shopping from a different location we can go out and create a video for you to view the property online. Call, text or email us today!

Don't forget to get your name in for this year's exciting iPad giveaway!

Lender Corner by Craig Haueisen

Last Week In The News

The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending October 11 rose 0.3%. Purchase volume fell 5%. Refinancing applications increased 3%. The refinance share of mortgage activity increased to 66% of total applications from 64% the previous week.
The monthly National Association of Home Builders/Wells Fargo housing market index fell two points in October to 55. An index reading above 50 indicates positive sentiment about the housing market.
Retail sales fell 0.7% for the week ending October 12, according to the ICSC-Goldman Sachs index. On a year-over-year basis, retailers saw sales increase 1%.
The Bloomberg consumer comfort index fell 4.4 points this week to minus 34.1 on its scale of minus 100 to plus 100. In a separate, forward-looking measure, the number of Americans who say the economy is getting worse rose 13 points, the most in two years. The reason for the decline was attributed to the government shutdown.
Initial claims for unemployment benefits for the week ending October 12 fell by 15,000 to 358,000. Continuing claims for the week ending October 5 fell by 43,000 to 2.859 million. The less volatile four-week average of claims for unemployment benefits was 336,500.
Due to the shutdown of the Federal government, reports on the consumer price index, housing starts, industrial production and the index of leading economic indicators were not available.
Upcoming on the economic calendar are reports on existing home sales on October 21, new home sales on October 24 and durable goods orders on October 25.

Craig Haueisen is a Loan Officer with Prospect Mortgage. Please feel free to email him or call him for any of your Mortgage needs.

Office: 808-298-7549 or Email: craig.haueisen@prospectmtg.com
Click here to visit Craig's website and apply online: http://myprospectmortgage.com/CHaueisen

Wednesday, October 16, 2013

Wednesday Morning Coffee on Maui 10/16/13

Aloha & Good Morning!

Today’s forecast for Maui will be mostly sunny with a chance for a shower. Highs in the 80′s.

September Sales Stats

The September Sales Statistics were released by the Realtors Association of Maui. Below you will find a comparison chart for the data for the number of units sold and the median sales price. Both charts below look at the same time period for both 2012 and 2013.

For the first nine months of this year we’ve seen positive gains in all three categories for both the number of units sold and the median sales price. This is great news since we saw the same positive outcome from last month when we looked at the August numbers.

As we enter the last quarter of the year, Maui prepares for the busy season in real estate. I expect that my team and I will be very busy with both new listings and new buyers as we round out this year.

A few key items to take note for both sellers and buyers:

Sellers need to be realistic when it comes to pricing and selling their home. Unrealistic goals will not yield quick results.
Seller needs to beat out the competition by having a property in better condition than the others.
Marketing makes a difference so choose wisely and choose a realtor that markets over many mediums including print and online. Real Estate Sales Maui utilizes many different resources in the marketing mix. We also have a customized mobile app for both Apple and Android products.
We’ve seen properties that are priced competitively sell quickly and we’ve seen backup offers on these sales. The best deals are selling while over-priced items sit on the market.
Buyers are able to get into the market with low interest rates; though you need to watch closely as rates have nudged upward.
Proactive buyers will come into the market with a pre-approval to show their commitment to sellers and to allow them to shop with confidence.
Buyers should come to the market with patience for the process. Lenders are more strict with their lending practices then they have been in the past.

MAUI BEST BUYS

Maui Vista #2206 – Wonderful opportunity at Maui Vista 2206! This one bedroom one bathroom vacation rentable condominium offers many amenities including a fantastic location, it shows well with pride of ownership, and is being sold turnkey with quality furnishings. Take a short walk and layout on the soft white sand at gorgeous Charley Young Beach, surf and paddle board at popular Kihei Cove, or shop and dine and many nearby restaurants and stores. Maui Vista offers three pools, six tennis courts, multiple BBQ areas, and a well maintained property with tropical flowers and plants throughout. A property not to be missed!

Listing with Wailea Realty Corp

VIEW THE FULL LISTING HERE

Grand Champions #37 – This is a turnkey ready 2bd/2ba unit, with 2nd bedroom lock-out feature (live on one side, rent out the other for additional income). You’ll love the open floor plan living area which opens to a covered lanai area for outdoor entertaining and dining; extra large bedroom suites offer lush tropical views from every window and en-suite bath; lanai area offers partial ocean, island and mountain views; one reserved parking space and guest parking near unit; almost 1,200 sqft of living space plus 224 sqft covered lanai; two main access doors to unit; 9 ft ceilings; large size stack washer/dryer; 3 AC units for efficient cooling system; second floor location with short flight of stairs to second level, and more! Visualize your own special touches to make this an even more updated look. Grand Champions offers two pools, Jacuzzi, lush landscaping, on-site manager/security, and short distance to all of Wailea’s activities. The Wailea resort is one of the premier and exclusive addresses in all of Hawaii, with 5 star hotels, upscale shopping/dining, golfing, tennis club (next door!), white sand beaches, and year-round perfect weather! Make this your tropical escape home today at an affordable price! At time of listing, only one of three 2-bedroom condos in Wailea under $600k!

Listing with Maui Real Estate Advisors LLC

VIEW THE FULL LISTING HERE

OPEN HOUSE

Kai Ani Village #2-102 – Fabulous modern and spacious green built 2 bedroom and 2 bath ground floor unit with 2 parking stalls at the new and desired Kai Ani Village. Open floor plan with beautiful construction of 9′ ceilings, granite counter tops, cherry cabinets, Whirlpool SS appliances, separate laundry room, ceramic floors in wet areas, 3 spilt AC, tiled shower and tub walls, insulated, and fire sprinklers. Fantastic recreation area with large saline pool and spacious pool side deck with cabanas, spa, bar-b-que area, tropical landscaping and ample parking. Convenient location one block from the beach. Walking distance to supermarkets, gymnasiums, theaters, restaurants, post office, etc. Low maintenance fees.

Unable to come? Check out the full listing HERE!

WHEN: Wednesday, October 16th from 1:00 PM to 4:00 PM

Hosted by Debbie Guimond, R(S), ABR, RRS

WHERE: Kai Ani Village

1367 S Kihei Road, #2-102

Need help finding the open house? Give me a call or text 808-298-7850

Don’t forget to get your name in for this year’s exciting iPad giveaway!

Click HERE to see all the current listings with Real Estate Sales Maui!
New listings have been added to the Windermere Valley Isle Properties YouTube Channel. If you want to keep up-to-date with the newest listings you can follow them by clicking HERE!
Looking for more great articles, videos and advice? Check out the Real Estate Sales Maui Team on FACEBOOK, TWITTER, BLOGGER and PINTEREST
Looking for the current Bank Owned Foreclosures on Maui? Click HERE.

Lender Corner by Craig Haueisen

Last Week In The News

According to the Federal Reserve, monthly consumer credit debt rose $13.6 billion in August for a total credit debt level of $3.036 trillion. Revolving debt, which includes credit cards, decreased $0.9 billion to $848.9 billion. Non-revolving debt, including loans for cars, rose $14.5 billion to $2.188 trillion.

Retail sales fell 0.1% for the week ending October 5, according to the ICSC-Goldman Sachs index. On a year-over-year basis, retailers saw sales increase 1.8%.

The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending October 4 rose 1.3%. Purchase volume fell 1%. Refinancing applications increased 3%. The refinance share of mortgage activity increased to 64% of total applications from 63% the previous week.

Initial claims for unemployment benefits for the week ending October 5 rose by 66,000 to 374,000. Continuing claims for the week ending September 28 fell by 16,000 to 2.905 million. The less volatile four-week average of claims for unemployment benefits was 325,000.

The Reuters/University of Michigan consumer sentiment index for October’s preliminary reading fell to 75.2 from 77.5 in September. The current conditions component had a strong showing, rising from 92.6 to 92.8. The weakness came from the expectations component, which fell from 67.8 to 63.9. This is attributed to the ongoing stand-off in Washington. A separate reading on the 12-month economic outlook plummeted 15 points to 71.

Upcoming on the economic calendar are reports on the housing market index on October 16, housing starts on October 17 and the index of leading economic indicators on October 18.

Craig Haueisen is a Loan Officer with Prospect Mortgage. Please feel free to email him or call him for any of your Mortgage needs.

Office: 808-298-7549 or Email: craig.haueisen@prospectmtg.com

Click here to visit Craig’s website and apply online: http://myprospectmortgage.com/CHaueisen

Wednesday, October 9, 2013

Wednesday Morning Coffee on Maui 10/09/13

Aloha & Good Morning!

Today's forecast for Maui will be sunny with highs around 85 degrees!

It is hard to believe that our economic situation was so tough just 18 months ago, because it sure has changed. If you recall, 18 months ago the real estate market was moving slowly, the unemployment rate was worrisome, and a third of real estate sales involved either short sales or the resale of foreclosed homes. We were wondering if the great recession would ever end.

Today Hawaii boasts the 3rd lowest unemployment rate in the Nation at 4.3%, topped only by North and South Dakota which are experiencing an oil boom. Yes, Hawaii is #3 and that is fantastic and incredible news to share. Nationwide our unemployment rate is at a 6-year low, key economic indicators like auto sales are at a 6-year high, and nationwide we are experiencing the highest existing home sales since 2007.

Just 3 years ago

35% of real estate sales Jan-Sept on Maui were distressed properties, either short sales or sales of bank-owned REO properties.
In 2012 the number of distressed properties was 27%
Today the percentage of distressed properties is down to 13%.
Overall sales for the same time period of Jan-Sept. are up by 14.5% last year to this year.
Median Prices of homes sold are up 16% to a median price for a single family home on Maui of $539,444 and a condo of $377,200.

Again we're ahead of the national average, but even nationwide real estate sales are up more than 10%, and prices are up over 8%.

If you've been following these weekly newsletters you probably started to see thi change about a year ago. If this change and growth performs as it has, then the upswing of the cycle on Maui should last approximately 4-6 years. Every real estate market is different, but Maui's market runs in 10-12 year cycles. That means we're at the beginning of the upswing, and it's a great time to buy. For sellers this means a great time to sell because there is little competition. It's a unique situation for many to take advantage of.

The significant upswing in real estate sales is partly due to the exceptionally low inventory. Again, this is a nationwide phenomenon, but on Maui we are down over 50% in inventory since 2007. In other words, 6 years ago there were twice as many properties for sale as there are today. Why is this? Because we have built very little new inventory over these 6 years and the population keeps growing. Better yet, Maui keeps growing because people want to be here. We have the highest quality of life and we are continually rated the #1 Island. That is why we can all say Maui is No Ka Oi!

Now is the time in the cycle of the market that you've been waiting for. The time is now.

Don't forget to get your name in for this year's exciting iPad giveaway!

Click HERE to see all the current listings with Real Estate Sales Maui!
New listings have been added to the Windermere Valley Isle Properties YouTube Channel. If you want to keep up-to-date with the newest listings you can follow them by clicking HERE!
Looking for more great articles, videos and advice? Check out the Real Estate Sales Maui Team on FACEBOOK, TWITTER, BLOGGER and PINTEREST
Looking for the current Bank Owned Foreclosures on Maui? Click HERE.

Lender Corner by Craig Haueisen

Last Week In The News

The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending September 27 fell 0.4%. Purchase volume fell 6%. Refinancing applications increased 3%.
Manufacturing activity rose to 56.2 in September after a reading of 55.7 in August. A reading above 50 signals expansion. It was the fourth consecutive month of expansion and the strongest reading since April 2011.
Motor vehicle sales fell 5.1% in September to an annualized sales rate of 15.3 million cars and light trucks. Compared to September 2012, motor vehicle sales have increased 3.4%.
Retail sales fell 0.2% for the week ending September 28, according to the ICSC-Goldman Sachs index. On a year-over-year basis, retailers saw sales increase 2.1%.
Non-manufacturing activity fell to 54.4 in September from 58.6 in August. A reading above 50 signals expansion. It was the 45th straight month of expansion in the services sector.
Initial claims for unemployment benefits for the week ending September 28 rose by 1,000 to 308,000. Continuing claims for the week ending September 21 rose by 104,000 to 2.925 million. The less volatile four-week average of claims for unemployment benefits was 305,000, the lowest level since May 2007.
Upcoming on the economic calendar are reports on international trade on October 8, wholesale trade on October 9 and retail sales on October 11.

Craig Haueisen is a Loan Officer with Prospect Mortgage. Please feel free to email him or call him for any of your Mortgage needs.

Office: 808-298-7549 or Email: craig.haueisen@prospectmtg.com
Click here to visit Craig's website and apply online: http://myprospectmortgage.com/CHaueisen

Wednesday, October 2, 2013

Wednesday Morning Coffee on Maui - 10/02/13

Aloha & Good Morning!

Today's forecast for Maui will be sunny with highs around 87 degrees!

While there is a lot of turmoil in the Federal government I thought I'd bring you a positive thought about the local Maui event that comes around each year. This year's Maui County Fair will kick-off tomorrow at 4:30 with a parade down Ka'ahumanu Ave.

You can see the full event details on the Maui Fair website - HERE

This is a great attraction for both the locals who live here and the visitors who want to immerse themselves in something that has been a tradition on Maui for 91 years. As an added bonus the new Courtyard by Marriott in Kahului is offering a discounted rate and free shuttle service to the fair. You can see more about the offer HERE.

MAUI BEST BUY

This vacation rental unit has had fabulous past rental income. Please contact me today and I'll be happy to share the numbers with you.

Sugar Beach Resort #512 - Enjoy being on one of Maui's most beautiful white sand beaches: snorkel, swim, windsurf or just walk for miles! Sugar Beach #512 is one of a handful of 2-bedroom, 2-bath units (most are 1-bedroom, 1-bath). This is a recently upgraded and very spacious 1,260 s.f. corner unit that has views across the pool & spa to the beach, ocean & beautiful sunsets beyond. Watch the whales from your over-sized 258 s.f. covered lanai! Amenities include: pool, jacuzzi, putting green, sauna, BBQ area, elevators and more. Comprehensive management/maintenance fee includes a number of services and costs not covered by fees at many other condos. The fee covers electricity, telephone (including long distance/international), cable TV, high speed wi-fi enabled internet service, cooling (there is air conditioning in unit), sewer, water, trash, AOAO fees, property maintenance, and contribution to reserves. In other words: just write one check a month!

Listing with Island Sotheby's International Realty

VIEW THE FULL LISTING HERE

OPEN HOUSE

Fabulous modern and spacious green built 2 bedroom and 2 bath ground floor unit with 2 parking stalls at the new and desired Kai Ani Village. Open floor plan with beautiful construction of 9′ ceilings, granite counter tops, cherry cabinets, Whirlpool SS appliances, separate laundry room, ceramic floors in wet areas, 3 spilt AC, tiled shower and tub walls, insulated, and fire sprinklers. Fantastic recreation area with large saline pool and spacious pool side deck with cabanas, spa, bar-b-que area, tropical landscaping and ample parking. Convenient location one block from the beach. Walking distance to supermarkets, gymnasiums, theaters, restaurants, post office, etc. Low maintenance fees.

Unable to come? Check out the full listing HERE!

WHEN: Wednesday, October 2nd from 11:00 AM to 3:00 PM

Hosted by Debbie Guimond, R(S), ABR, RRS

WHERE: Kai Ani Village

1367 S Kihei Road, #2-102

Need help finding the open house? Give me a call or text 808-298-7850

Don't forget to get your name in for this year's exciting iPad giveaway!

Click HERE to see all the current listings with Real Estate Sales Maui!

New listings have been added to the Windermere Valley Isle Properties YouTube Channel. If you want to keep up-to-date with the newest listings you can follow them by clicking HERE!

Looking for more great articles, videos and advice? Check out the Real Estate Sales Maui Team on FACEBOOK, TWITTER, BLOGGER and PINTEREST

Looking for the current Bank Owned Foreclosures on Maui? Click HERE.

Lender Corner by Craig Haueisen

Last Week In The News

New home sales rose 7.9% in August to a seasonally adjusted annual rate of 421,000 units. On a year-over-year basis, new home sales were 12.6% higher than August 2012. At the current sales pace, there is a 5-month supply of new homes on the market.

The Mortgage Bankers Association said its seasonally adjusted composite index of mortgage applications for the week ending September 20 rose 5.5%. Purchase volume rose 7%. Refinancing applications increased 5%.

The Standard & Poor's/Case-Shiller 20-city housing price index — on a non-seasonally adjusted basis — rose 1.8% in July after a 2.2% increase in June. On a year-over-year basis, when compared with July 2012, prices rose 12.4%.

Pending home sales, a forward-looking indicator based on signed contracts, fell 1.6% in August. On a year-over-year basis, pending home sales were 5.8% higher than August 2012.

The consumer confidence index fell to 79.7 in September from 81.8 in August. The index was benchmarked at 100 in 1985, a year chosen because it was neither a peak nor a trough in consumer confidence.

Orders for durable goods — items expected to last three or more years — increased $0.3 billion, or 0.1%, to $224.9 billion in August. This follows an 8.1% decrease in July. Excluding volatile transportation-related goods, August orders posted a monthly decrease of 0.1%.

The Commerce Department announced that gross domestic product — the total output of goods and services produced in the U.S. — increased at an annual rate of 2.5% in the second quarter of 2013. This follows a 1.1% pace of growth in the first quarter of 2013.

Initial claims for unemployment benefits for the week ending September 21 fell by 5,000 to 305,000. Continuing claims for the week ending September 14 rose by 35,000 to 2.823 million. The less volatile four-week average of claims for unemployment benefits was 308,000, the lowest level since June 2007.

Upcoming on the economic calendar are reports on construction spending on October 1 and factory orders on October 3.

Craig Haueisen is a Loan Officer with Prospect Mortgage. Please feel free to email him or call him for any of your Mortgage needs.

Office: 808-298-7549 or Email: craig.haueisen@prospectmtg.com

Click here to visit Craig's website and apply online: http://myprospectmortgage.com/CHaueisen